Date

Attendees

 

 

Agenda

FIBO Loans FCT Meeting Agenda_032416.doc

1)  Use Case reminder.

2)  Where  we are on our road map. 

3)  Open Action Items

4 ) JIRA Issues Review

 https://jira.edmcouncil.org/browse/LOAN/?selectedTab=com.atlassian.jira.jira-projects-plugin:issues-panel

5)  Todays content discussion.

 

Credit Reporting Overview.pptx

 

            UML                          loans-2016-03-23.pdf

            Spreadsheet             LoansAnnotations-Integrated-2016-03-017.xlsx

            Protégé                      loanCore-2016-03-23.rdfloanInstances-2016-03-23.rdf

6)  For next week.

Proceedings

FIBO Loans FCT Meeting Minutes_032416.doc

Since last time: changed some of the relationships, e..g hasPart as agreed last week.

Going through credit model.

Identifiers: for now, not need to have subclasses for CreditReportIdentifiers.

Max: is credit inquiry part of the credit report, or a cause of the report?

LC: it is an informational element on the credit report, representing a prior request.

Max: I see, information/report  about credit inquiries, rather than the process of requesting the credit report.

hasPartyBeingChecked: a bit clumsy, but maybe best we can come up with. referencedParty

Dates/Times:

1.      when generated (could be long after the date period)

2.      as of date

3.      period covered (end is not necessarily  as of date, datea arrives fr a period later than when drawn)

JimCooper: CreditScore is always a number, CreditRating can be qualitative.

Max: this can work, but this way does not allow general case when do not care which is which (e.g. credit classifier, which could be either).

Jen: for our use case, we can just have it be a numeric value.

Jeff: can be in commercial loans, different

CreditScoreFactor: somewhat US-centric

Tradeline not derived from the contract. aybe isBasedOn Contract? or si based on the transaction history of the contract?

 

To view notes capture during proceedings, please see the chat log.

ChatLog DW FIBO Reoccurring Meeting 2016_03_24 17_03.rtf

 

Decisions

 

Action items